Your First Home Is More Than a Dream — We Help You Get There
Buying your first home is more than just a purchase — it’s security for your family, a place where memories are made, and a strong foundation for your future. It’s about stepping into a new chapter of life with confidence and peace of mind.
We understand that the home-buying journey can feel overwhelming, from choosing the right loan to understanding paperwork, interest rates, and approvals. That’s why we’re here to guide you through every step of the process with clear, honest, and stress-free mortgage advice.
We provide advice in relation to products provided by the following companies:
TYPES OF LOANS WE OFFER
First Home Buyer Loans
Refinancing
Investment Loans
Construction Loans
INSURANCE WE OFFER
Life Insurance
Protect your family’s financial future Stay secure if the unexpected happens
Income Protection Insurance
Financial support for your loved ones Peace of mind for tomorrow
Mortgage Repayment Cover
Income support when you can’t work Lifestyle stability during tough times
Medical Insurance
Quick access to quality medical treatment Peace of mind during health uncertainties
Why Choose Fair Advice?
Buying your first home is more than a purchase — it’s security for your family, a place to grow, and the foundation of your future. We’re here to guide you through every step with simple, stress-free mortgage advice.
Because Your First Home Matters!
Simple & Stress-Free Home Loans
We break down complex loan options into clear, easy-to-understand advice. From first-home buyers to refinancing, we help you choose the right mortgage with confidence and clarity — without the stress. Our advice is tailored to your goals, budget, and future plans, so your decisions always feel right.
Guidance From Start to Finish
From your first consultation to loan approval and beyond, we’re with you at every step. No guesswork, no hidden surprises — just clear guidance and ongoing support. You’ll always know what’s next and why it matters for your financial future.
First Home Buyer & KiwiSaver Support
From KiwiSaver withdrawals to personalised lending solutions, we guide you through every benefit available so you can buy your home with confidence. Our experts simplify the process, handle the details, and ensure you don’t miss out on any support you’re entitled to.
Who We Are?
We Are Your Local Mortgage & Insurance Specialists
Fair Advice is a New Zealand–owned company helping everyday Kiwis secure their dream homes and protect their families.
Whether you are buying your first home, refinancing, investing, or looking for smart insurance solutions— we provide personalised, honest advice.
Key Strengths:
Meet Our Experts
Behind every great financial decision is a team that truly cares. Our experts bring experience, transparency, and a people-first approach to help you feel confident at every step of your journey.
FINANCIAL & MORTGAGE ADVISOR
Gulshan Mago
Mortgage Advisor
Sukhpreet Singh
MORTGAGE ADVISOR
Praveen
Our Testimonial
Gorav Jaswal
Gulshan provided exceptional service, demonstrating both a friendly demeanor and extensive knowledge, which greatly assisted us in purchasing our first home. We deeply appreciate the detailed explanations and valuable insights shared throughout the process. We look forward to the opportunity to work with Gulshan again for future home purchases.
Ashoka Herath
Gulshan has been amazing to work with! Super patient, always happy to explain things (even when we had a million questions), and made the whole mortgage process so much easier. Really felt like we were in good hands the whole way through. Thanks so much for all your support — couldn’t have done it without you!
Akenese Tualasea- Jashwal
We are incredibly grateful to the FAIR ADVICE team for all their guidance and support throughout our first home purchase. As first-home buyers, the process felt overwhelming at times, but Gulshan made everything so much easier. He was patient, professional, and always available to explain things clearly and answer our questions.
Sahil Chhabu
Gulshan is an amazing advisor with great knowledge and skills who can get you finance with ease. His willingness to go that extra mile shows in the results. Very responsive and great communication. He worked with the bank to sort out the conditions raised for my mortgage and was very professional about it. Do have a chat with him for your mortgage needs and you won't be disappointed.
Address: - 3 Springside Drive
Flatbush, Auckland 2019
Email: - info@fairadvice.co.nz
Phone: - 022 059 5123
More Information
Our Timing
Opening Hours:
Monday- Friday 9:00am – 7:00pm
Saturday 10:00am – 4:00pm
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