WHO WE ARE
Your Trusted Mortgage & Insurance Advisors in New Zealand
Fair Advice is a proudly New Zealand-owned and operated advisory firm, dedicated to helping Kiwis make confident financial decisions for their homes, families, and future.
We believe that no two people’s financial journeys are the same. That’s why we take the time to truly understand your goals — whether you’re buying your first home, refinancing, investing, or securing the right insurance protection.
Our role is simple:
to give you clear, honest, and personalised advice — without pressure, confusion, or hidden agendas.
What Makes Us Different:
Gulshan Mago
Founder & Principal Financial Adviser
Gulshan is a passionate Mortgage & Insurance broker with over 10 years of experience in Banking and Finance.
Welcome to Fair Advice NZ. I’m Gulshan Mago, the Founder and Principal Financial Adviser, dedicated to helping New Zealanders make confident, well-informed financial decisions. With extensive experience across mortgage structuring, property finance, Construction lending, and personal insurance, I provide tailored advice designed to support your goals at every stage of life.
At Fair Advice NZ, my focus is simple: fairness, clarity, and genuine care. I take the time to understand your situation, explain your options in plain language, and guide you through each step — whether you’re buying your first home, refinancing, investing, or protecting your family’s future.
Clients trust me for my attention to detail, transparent communication, and commitment to securing the right outcomes. You’ll always receive advice that’s personalised, strategic, and grounded in your best interests.
Your financial journey deserves expertise and a partner who truly listens. At Fair Advice NZ, that’s exactly what you’ll find.
Contact details:
Gulshan Mago's services
Gulshan Mago specialises in:
Praveen Reddy
Mortgage Advisor
Praveen is a dedicated finance broker with more than a decade of combined experience across Banking, Finance, and Retail. He is committed to empowering clients throughout New Zealand to achieve their dream of home ownership.
As a trusted adviser in mortgage solutions, Praveen brings a rare ability to deeply understand each client’s unique circumstances and guide them with clarity, confidence, and care. His strength lies in blending extensive industry knowledge with genuine empathy, ensuring every client feels heard, supported, and valued throughout their lending journey.
With a strong foundation in effective communication and meticulous attention to detail, Praveen instills confidence at every step. His clients know they have a committed partner by their side — someone who not only navigates the complexities of lending but also inspires them to turn their aspirations into reality.
Contact details:
Sukhpreet Singh
Mortgage Advisor
With a background in information technology, sales, and financial services, I bring a practical and analytical approach to mortgage advice. Having worked with clients from diverse industries and backgrounds, I have developed a strong understanding of the New Zealand housing and lending market.
I specialise in helping first-home buyers and those new to property investment, guiding clients step by step and standing right beside them when it matters most. With expertise across multiple lenders, I bridge the gap between banks and buyers—ensuring requirements are met, options are clear, and outcomes are achieved with confidence.
My focus is on clear communication, trusted relationships, and tailored solutions that support your property journey today and into the future.
Contact details:
Address: - 3 Springside Drive
Flatbush, Auckland 2019
Email: - info@fairadvice.co.nz
Phone: - 022 059 5123
More Information
Our Timing
Opening Hours:
Monday- Friday 9:00am – 7:00pm
Saturday 10:00am – 4:00pm
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