WHO WE ARE
Your Trusted Mortgage & Insurance Advisors in New Zealand
Fair Advice is a proudly New Zealand-owned and operated advisory firm, dedicated to helping Kiwis make confident financial decisions for their homes, families, and future.
We believe that no two people’s financial journeys are the same. That’s why we take the time to truly understand your goals — whether you’re buying your first home, refinancing, investing, or securing the right insurance protection.
Our role is simple:
to give you clear, honest, and personalised advice — without pressure, confusion, or hidden agendas.
What Makes Us Different:
Gulshan Mago
Founder & Principal Financial Adviser
Gulshan is a passionate Mortgage & Insurance broker with over 10 years of experience in Banking and Finance.
Welcome to Fair Advice NZ. I’m Gulshan Mago, the Founder and Principal Financial Adviser, dedicated to helping New Zealanders make confident, well-informed financial decisions. With extensive experience across mortgage structuring, property finance, Construction lending, and personal insurance, I provide tailored advice designed to support your goals at every stage of life.
At Fair Advice NZ, my focus is simple: fairness, clarity, and genuine care. I take the time to understand your situation, explain your options in plain language, and guide you through each step — whether you’re buying your first home, refinancing, investing, or protecting your family’s future.
Clients trust me for my attention to detail, transparent communication, and commitment to securing the right outcomes. You’ll always receive advice that’s personalised, strategic, and grounded in your best interests.
Your financial journey deserves expertise and a partner who truly listens. At Fair Advice NZ, that’s exactly what you’ll find.
Contact details:
Gulshan Mago's services
Gulshan Mago specialises in:
Simranjit Singh
Mortgage Advisor
Simranjit brings a strong background in business management, property, and finance, giving him a practical understanding of the financial decisions involved in buying and owning property.
Having managed and operated businesses for more than 10 years, along with hands-on experience in property investment and property management, Simranjit understands the challenges faced by first-home buyers, property investors, and self-employed clients when arranging finance.
He takes the time to understand each client’s individual circumstances and works with a range of lenders to find lending solutions suited to their goals. Whether you are buying your first home, refinancing, investing in property, or looking for lending as a self-employed borrower, Simranjit aims to make the process clear, straightforward, and well supported from application through to settlement.
Simranjit is passionate about building long-term relationships with his clients and helping them make informed lending decisions with confidence.
Contact details:
Sukhpreet Singh
Mortgage Advisor
With a background in information technology, sales, and financial services, I bring a practical and analytical approach to mortgage advice. Having worked with clients from diverse industries and backgrounds, I have developed a strong understanding of the New Zealand housing and lending market.
I specialise in helping first-home buyers and those new to property investment, guiding clients step by step and standing right beside them when it matters most. With expertise across multiple lenders, I bridge the gap between banks and buyers—ensuring requirements are met, options are clear, and outcomes are achieved with confidence.
My focus is on clear communication, trusted relationships, and tailored solutions that support your property journey today and into the future.
Contact details:
Address: - 3 Springside Drive
Flatbush, Auckland 2019
Email: - info@fairadvice.co.nz
Phone: - 022 059 5123
More Information
Our Timing
Opening Hours:
Monday- Friday 9:00am – 7:00pm
Saturday 10:00am – 4:00pm
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